I’ve Paid for this Twice Already is a blog about one family’s journey toward financial freedom. I like the spirit the writer – a 30-something married mom of two with a PhD in Genetics and a 3rd degree blackbelt in taekwondo – brings to the project.

For instance:

Debt used to be a very basic part of my life. It was not just a tool I could use to live beyond our immediate needs, it was practically a lifestyle choice. The amount of money people (people meaning banks, credit cards, etc) would lend me to finance my future was a very real consideration in all the choices I made in the here and now.

But through this debt reduction and ultimately elimination journey, at some point I made a very real, concrete change in my brain. Although I am not strictly anti-debt, I don’t believe in debt any more as a fundamental part of my life. I don’t put my faith in the financing of others to create the life that I want to live.

That’s how my grandpa felt about the subject. When it comes to our modern day approach to money, a lot has changed in this country in a very short period of time. And it’s pretty clear the Depression era attitude towards debt is the healthier one, especially in terms of an individual’s debt or a family’s debt. I do think businesses sometimes need to take on debt in order to grow.