You hear it everywhere. Suze Orman, Dave Ramsey, your parents, your banker, your credit score.
You need to pay off your debt and become debt free.
That is fine and dandy, but you need to make that decision for yourself. And finances rank right up there with religion and politics as things you probably don’t want to chat about. Or you may be stubborn, “I’m getting along just fine the way I’m going now.” That’s cool, I get it.
Enter ReadyForZero.com. I know what it is like, and it took me years to get over my stubbornness and finally decide to get debt free, and I didn’t talk with anyone or take anyone’s advice (let alone seek anyone’s advice). ReadyForZero.com is a website that provides a free, powerful tool for you to get out of debt on your own program. It would have save me a bunch of time after looking back on my plan – which I thought was stellar. I plugged in my numbers from the day I made my decision and had I followed the program it set up – with my input – I would have been out of debt 13 months faster than it actually took me.
Go get started today, even if all you do is look around. I won’t tell.